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Bank OZK (OZK)

POSITIVE
Financial ServicesBanks - RegionalUnited States

基本面

72

价格

$49.17

市值

$5.41B

第一部分 · 这家公司值多少

概览

Bank OZK operates as a full-service Arkansas state-chartered bank that provides retail and commercial banking services. The company provides deposit services, including non-interest-bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time and reciprocal deposits. It offers trust and wealth services, such as personal trusts, custodial accounts, investment management accounts, and retirement accounts; corporate trust services that include trustee, paying agent and registered transfer agent services, and other related services; and treasury management services, which include automated clearing house, wire transfer, current and prior day transaction reporting, wholesale lockbox, remote deposit capture, automated credit line transfer, reconciliation, positive pay, commercial card, and other services, as well as zero balance and investment sweep accounts. In addition, the company provides real estate, consumer, small business, indirect recreational vehicle and marine, equipment, agricultural, commercial and industrial, government guaranteed, lines of credit, homebuilder, and housing loans; lender and structured, business aviation, and subscription financing services; and mortgage and other lending products. The company was formerly known as Bank of the Ozarks and changed its name to Bank OZK in July 2018. Bank OZK was founded in 1903 and is headquartered in Little Rock, Arkansas.

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Direct competitors

Who this company fights with for the same customers

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资产负债表与流动性

营收

$1.74B

最近12个月(截至2026/6/30)

净利润

$691M

最近12个月(截至2026/6/30)

自由现金流

$732M

股东权益合计

$6.13B

负债合计

$34.66B

流动比率

-

利息覆盖率

-

债务/EBITDA

-

每股收益

营收与净利润

自由现金流

收入构成

历史财务表

利润率变化

债务变化

债务负担有多重

增长一览表

增长 — 营业收入

公允价值估算

被低估

公允价值

$133.76

当前价格

$49.17

安全边际

+63.2%

公允价值区间

$86.94 - $180.57

估算方法

Analyst Target:$54.67
DCF:$292.31
PE-based:$51.75
Graham Growth:$289.36
EPV:$61.24
分析师共识:持有 (6B / 7H / 1S)
最近财报超预期:-0.05%

估值指标

市盈率(P/E)

8.00

ROE

11.7%

市净率(P/B)

0.89

P/FCF

7.49

毛利率

-

ROIC

-

盈利能力雷达图

Value Creation (Economic Moat)

ROIC

-

WACC

8.6%

ROIC − WACC

-

基本面分析标准

通过(13)

  • EPS shows upward trend
  • EPS CAGR 10.86%
  • P/FCF 7.49
  • P/B Ratio 0.89
  • Positive Free Cash Flow
  • CapEx intensity
  • Price below Graham Number
  • DCF valuation (Undervalued)
  • ROE 11.2%
  • Revenue Growth 5Y 6.3%
  • PEG Ratio 0.38
  • Earnings Quality (OCF/NI) 1.17
  • Share Dilution -0.8%

未通过(6)

  • Price CAGR -0.62%
  • Debt/Equity ratio
  • Analyst Consensus 43% Buy
  • Earnings Surprise avg -1.8%
  • Net Margin Trend 41.4% vs 43.2%
  • Piotroski F-Score 3/9

不可用(9)

  • ROIC NaN%
  • Gross Margin NaN%
  • Dividend Payout NaN%
  • Operating Margin NaN%
  • Current Ratio
  • Interest Coverage
  • Debt/EBITDA
  • Return on Tangible Assets
  • Low reliance on intangibles

Piotroski F-评分

3/9

存在严重财务隐患

score
criteria

盈利质量

1.17

高质量:盈利有现金流支撑

股权稀释

-0.8%

正在回购股份,对股东友好

公司治理

管理团队

姓名职位年龄
Mr. George G. Gleason IIChairman & CEO71
Mr. Paschall Brannon HamblenPresident59
Mr. Tim Hicks CPAChief Financial Officer52
Ms. Cynthia WolfeChief Operating Officer59
Mr. John CarterChief Credit Officer44
Mr. Stan ThomasChief Accounting Officer53
Mr. Jason CatheyChief Information Officer43
Ms. Tamara GothamChief Administrative Officer41
Ms. Helen Woodyard Brown J.D.General Counsel & Corporate Secretary47
Ms. Candace GrahamExecutive VP & Director of Corporate Communication-

审计风险

1

董事会风险

5

薪酬风险

1

股东权利风险

3

第二部分 · 价格与买入时机

这一部分不判断公司是否值得拥有:它帮助你在基本面说服你之后,选择何时买入。包含:技术分析、潜力、历史回撤、Gamma 敞口。

Latest News

Recent headlines for OZK, sourced from Markets Gazette.

  • 4/22/2026NEUTRAL
    Bank OZK Q1 2026 Earnings Call Transcript

    Bank OZK is scheduled to hold its Q1 2026 Earnings Call on April 22, 2026, at 1:55 PM UTC. While the specific financial results are not detailed in this announcement, the call itself is a standard corporate event for investors to gain insights into the bank's performance, strategic initiatives, and future outlook. Investors will be looking for updates on net interest margin, loan growth, deposit trends, and asset quality. The outcome of this call will likely influence investor sentiment and the bank's stock performance.

via Markets Gazette