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Seacoast Banking Corporation of Florida (SBCF)

NEUTRAL
Financial ServicesBanks - RegionalUnited States

基本面

45

价格

$34.07

市值

$3.35B

第一部分 · 这家公司值多少

概览

Seacoast Banking Corporation of Florida operates as the bank holding company for Seacoast National Bank that provides integrated financial services to retail and commercial customers in Florida. The company offers noninterest and interest-bearing demand deposits, money market, savings, and customer sweep accounts; time deposits; construction and land development, commercial and residential real estate, and commercial and financial loans; and consumer loans, including installment and revolving lines, as well as loans for automobiles, boats, and personal and family purposes. It also provides wealth management, mortgage, and insurance services through mobile and online banking solutions, as well as brokerage and annuity services. The company was founded in 1926 and is headquartered in Stuart, Florida.

No editorial profile for this company yet

Direct competitors

Who this company fights with for the same customers

No editorial profile for this company yet

No competitor list for this company yet.

资产负债表与流动性

营收

$733M

最近12个月(截至2026/6/30)

净利润

$162M

最近12个月(截至2026/6/30)

自由现金流

-

股东权益合计

$2.71B

负债合计

$17.79B

流动比率

-

利息覆盖率

0.31

债务/EBITDA

-

每股收益

营收与净利润

自由现金流

收入构成

历史财务表

利润率变化

债务变化

增长一览表

增长 — 营业收入

公允价值估算

Bank被高估

公允价值

$20.38

当前价格

$34.07

安全边际

-67.2%

公允价值区间

$13.25 - $27.52

估算方法

Analyst price target:$37.04
Discounted cash flow (DCF):Not applicable to this type of company
Earnings multiple (P/E):$20.12
Graham growth formula:Not applicable to this type of company
Earnings power value (EPV):Not applicable to this type of company
Justified P/B:$12.44
Dividend discount (Gordon):$11.55
P/FFO, funds from operations:Not applicable to this type of company
Mid-cycle earnings:Not applicable to this type of company
Revenue multiple:Not applicable to this type of company
分析师共识:买入 (7B / 5H / 0S)
最近财报超预期:-1.04%

估值指标

市盈率(P/E)

22.30

ROE

5.3%

市净率(P/B)

1.22

P/FCF

-

毛利率

-

ROIC

-

盈利能力雷达图

Value Creation (Economic Moat)

ROIC

-

WACC

9.7%

ROIC − WACC

-

基本面分析标准

通过(7)

  • EPS shows upward trend
  • P/B Ratio 1.22
  • Operating Margin 28.3%
  • Low reliance on intangibles
  • Revenue Growth 5Y 14.7%
  • Analyst Consensus 58% Buy
  • Earnings Quality (OCF/NI) 1.35

未通过(12)

  • Price CAGR 4.61%
  • Debt/Equity ratio
  • Interest Coverage
  • Return on Tangible Assets
  • Price below Graham Number
  • DCF valuation (Unknown)
  • ROE 5.6%
  • Earnings Surprise avg 1.0%
  • PEG Ratio 8.81
  • Share Dilution 8.3%
  • Net Margin Trend 22.1% vs 25.0%
  • Piotroski F-Score 4/9

不可用(8)

  • ROIC NaN%
  • Gross Margin NaN%
  • P/FCF NaN
  • Dividend Payout NaN%
  • Positive Free Cash Flow
  • CapEx intensity
  • Current Ratio
  • Debt/EBITDA

Piotroski F-评分

4/9

信号混杂:部分领域需关注

score
criteria

盈利质量

1.35

高质量:盈利有现金流支撑

股权稀释

8.3%

正在发行新股,稀释所有权

公司治理

管理团队

姓名职位年龄
Mr. Charles M. Shaffer CPAChairman, President & CEO51
Ms. Tracey L. Dexter CPAExecutive VP & CFO51
Ms. Juliette P. KleffelExecutive VP & COO54
Mr. Joseph M. ForlenzaExecutive VP & Chief Risk Officer63
Mr. Austen D. CarrollExecutive VP & Chief Lending Officer47
Mr. Jeff SemonovichExecutive VP & Chief Information Officer-
Ms. Amanda LopezExecutive VP & Chief Marketing Officer-
Mr. Daniel G. ChappellChief HR Officer & Executive VP-
Mr. Michael J. SonegoExecutive VP, Executive VP of Community Banking & Residential Lending Executive-
Mr. James NortonExecutive VP & Commercial Real Estate Executive-

审计风险

2

董事会风险

5

薪酬风险

1

股东权利风险

7

第二部分 · 价格与买入时机

这一部分不判断公司是否值得拥有:它帮助你在基本面说服你之后,选择何时买入。包含:技术分析、潜力、历史回撤、Gamma 敞口。

Latest News

Recent headlines for SBCF, sourced from Markets Gazette.

  • 3/1/2026NEGATIVE
    Seacoast Banking Corp. EVP Sells 12k Shares For $416M

    Investors are closely watching the recent sale of 12,000 shares of Seacoast Banking Corp. by an Executive Vice President, valued at $416 million. This insider selling, often seen as a cautionary signal from those closest to the company, raises questions about internal confidence in the bank's future prospects, despite its strong client base in Florida. Analysts will be monitoring whether this transaction foreshadows weakness in the stock or if it's an isolated personal portfolio management decision. The market may react with downward pressure, assessing the implications of such a significant divestment.

via Markets Gazette