Sezzle Inc. (SEZL)
POSITIVE基本面
80
价格
$123.78
市值
$4.00B
第一部分 · 这家公司值多少
概览
Sezzle Inc. operates as a technology-enabled payments company in the United States and Canada. The company offers Sezzle Platform that provides a payments solution for consumers that extends credit at the point-of-sale allowing consumers to purchase and receive the ordered merchandise at the time of sale while paying in installments over time; Pay-in-Four, which allows consumers to pay a fourth of the purchase price up front and then another fourth of the purchase price every two weeks thereafter over a total of six weeks; Pay-in-Full that allows consumers to pay for the full value of their order up-front through the Sezzle Platform without the extension of credit; Pay-in-five which allows eligible consumers to pay a fifth of the purchase price up front, and then another four installments every two weeks; Pay-in-Two, which allow consumer to pay half of the value of their order up-front and the second half in two weeks; and other alternative installment options. It also provides Sezzle Virtual Card that allows consumers to access the Sezzle Platform in the form of merchants in-store and online with merchants that are not directly integrated with Sezzle; Sezzle Anywhere, a paid subscription service that allows consumers to use their Sezzle Virtual Card at any merchant online or in-store; Sezzle On-Demand, a service that allows consumers who are not subscribed to Sezzle Anywhere to use the Sezzle Platform at any merchant online or in-store; Sezzle Premium, a paid subscription service that allows its consumers to access large, non-integrated premium merchants; Sezzle Balance, a stored-value product that allows consumers to maintain funds in Sezzle account for use toward eligible purchases or make payments on the Sezzle Platform; and Sezzle Up, an opt-in feature of the Sezzle Platform. In addition, the company offers Long-Term Lending through collaboration with third-party lenders. Sezzle Inc. was incorporated in 2016 and is headquartered in Minneapolis, Minnesota.
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Who this company fights with for the same customers
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资产负债表与流动性
营收
$294M
最近12个月(截至2026/6/30)
净利润
$161M
最近12个月(截至2026/6/30)
自由现金流
$209M
股东权益合计
$170M
负债合计
$230M
流动比率
4.02
利息覆盖率
15.49
债务/EBITDA
0.69
每股收益
营收与净利润
自由现金流
收入构成
历史财务表
利润率变化
债务变化
债务负担有多重
增长一览表
增长 — 营业收入
公允价值估算
公允价值
$113.79
当前价格
$123.78
安全边际
-8.8%
公允价值区间
$73.96 - $153.62
估算方法
估值指标
市盈率(P/E)
25.75
ROE
78.4%
市净率(P/B)
17.05
P/FCF
14.46
毛利率
-
ROIC
47.8%
盈利能力雷达图
Value Creation (Economic Moat)
ROIC
47.8%
WACC
17.7%
ROIC − WACC
+30.1 pp
ROIC exceeds the cost of capital — the company is creating value for shareholders.
基本面分析标准
通过(20)
- EPS shows upward trend
- Price CAGR 226.48%
- ROIC 47.8%
- P/FCF 14.46
- Debt/Equity ratio
- Operating Margin 73.1%
- Positive Free Cash Flow
- CapEx intensity
- Current Ratio
- Interest Coverage
- Debt/EBITDA
- Return on Tangible Assets
- Low reliance on intangibles
- ROE 90.9%
- Revenue Growth 5Y 50.3%
- Analyst Consensus 62% Buy
- Earnings Surprise avg 12.9%
- Earnings Quality (OCF/NI) 1.71
- Share Dilution -0.2%
- Piotroski F-Score 8/9
未通过(4)
- P/B Ratio 17.05
- Price below Graham Number
- DCF valuation (Overvalued)
- Net Margin Trend 55.0% vs 56.8%
不可用(3)
- Gross Margin NaN%
- Dividend Payout NaN%
- PEG Ratio (need PE > 0 and growth > 0)
Piotroski F-评分
财务状况强健
盈利质量
高质量:盈利有现金流支撑
股权稀释
正在回购股份,对股东友好
公司治理
管理团队
| 姓名 | 职位 | 年龄 |
|---|---|---|
| Mr. Charles G. Youakim | Co-Founder, Executive Chairman & CEO | 48 |
| Mr. Paul Victor Paradis | Co-Founder, President & Executive Director | 41 |
| Mr. Lee Dickson Brading C.F.A. | Chief Financial Officer | 57 |
| Mr. Amin Sabzivand | Chief Operating Officer | 36 |
| Justin Krause | Senior VP of Finance & Financial Controller | - |
审计风险
10
董事会风险
9
薪酬风险
8
股东权利风险
2
第二部分 · 价格与买入时机
这一部分不判断公司是否值得拥有:它帮助你在基本面说服你之后,选择何时买入。包含:技术分析、潜力、历史回撤、Gamma 敞口。
Latest News
Recent headlines for SEZL, sourced from Markets Gazette.