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WaFd, Inc. (WAFD)

NEUTRAL
Financial ServicesBanks - RegionalUnited States

基本面

59

价格

$36.26

市值

$2.69B

第一部分 · 这家公司值多少

概览

WaFd, Inc. operates as the bank holding company for Washington Federal Bank that provides lending, depository, insurance, and other banking services in the United States. The company provides deposit products, including business and personal checking accounts, and term certificates of deposit, as well as money market accounts and passbook savings accounts. It offers single-family residential, construction, land acquisition and development, consumer lot, multi-family residential, commercial real estate, home equity, business, and consumer loans, as well as commercial and industrial loans. In addition, the company offers insurance brokerage services, such as individual and business insurance policies; holds and markets real estate properties; and debit and credit cards, as well as acts as the trustee. Additionally, it provides technology and data services; and personalized financial guidance and investment services. It serves consumers, mid-sized and large businesses, and owners and developers of commercial real estate. The company was formerly known as Washington Federal, Inc. and changed its name to WaFd, Inc. in September 2023. WaFd, Inc. was founded in 1917 and is headquartered in Seattle, Washington.

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资产负债表与流动性

营收

$783M

最近12个月(截至2026/6/30)

净利润

$256M

最近12个月(截至2026/6/30)

自由现金流

$208M

股东权益合计

$3.04B

负债合计

$23.66B

流动比率

-

利息覆盖率

0.47

债务/EBITDA

-

每股收益

营收与净利润

自由现金流

收入构成

历史财务表

利润率变化

债务变化

增长一览表

增长 — 营业收入

公允价值估算

Bank合理估值

公允价值

$33.36

当前价格

$36.26

安全边际

-8.7%

公允价值区间

$28.74 - $37.98

估算方法

Analyst price target:$39.00
Discounted cash flow (DCF):Not applicable to this type of company
Earnings multiple (P/E):$34.51
Graham growth formula:Not applicable to this type of company
Earnings power value (EPV):Not applicable to this type of company
Justified P/B:$33.07
Dividend discount (Gordon):$24.48
P/FFO, funds from operations:Not applicable to this type of company
Mid-cycle earnings:Not applicable to this type of company
Revenue multiple:Not applicable to this type of company
分析师共识:卖出 (0B / 6H / 3S)
最近财报超预期:+1.14%

估值指标

市盈率(P/E)

11.48

ROE

7.4%

市净率(P/B)

0.89

P/FCF

11.83

毛利率

-

ROIC

-

盈利能力雷达图

Value Creation (Economic Moat)

ROIC

-

WACC

12.4%

ROIC − WACC

-

基本面分析标准

通过(14)

  • EPS shows upward trend
  • EPS CAGR 8.01%
  • P/FCF 11.83
  • P/B Ratio 0.89
  • Operating Margin 41.9%
  • Positive Free Cash Flow
  • CapEx intensity
  • Low reliance on intangibles
  • Price below Graham Number
  • ROE 8.5%
  • Revenue Growth 5Y 11.4%
  • Earnings Quality (OCF/NI) 1.04
  • Net Margin Trend 32.8% vs 31.2%
  • Piotroski F-Score 6/9

未通过(9)

  • Price CAGR 0.58%
  • Debt/Equity ratio
  • Interest Coverage
  • Return on Tangible Assets
  • DCF valuation (Fairly valued)
  • Analyst Consensus 0% Buy
  • Earnings Surprise avg 0.6%
  • PEG Ratio 2.42
  • Share Dilution 7.4%

不可用(5)

  • ROIC NaN%
  • Gross Margin NaN%
  • Dividend Payout NaN%
  • Current Ratio
  • Debt/EBITDA

Piotroski F-评分

6/9

信号混杂:部分领域需关注

score
criteria

盈利质量

1.04

高质量:盈利有现金流支撑

股权稀释

7.4%

正在发行新股,稀释所有权

公司治理

管理团队

姓名职位年龄
Mr. Brent J. Beardall CPAPresident, CEO & Vice Chairman54
Ms. Kelli J. Holz CPAExecutive VP & CFO56
Ms. Kim E. RobisonExecutive VP & COO55
Mr. Ryan M. MauerExecutive VP & Chief Credit Officer54
Ms. Cathy E. CooperExecutive VP, Chief Experience Officer & Corporate Secretary59
Ms. Blayne A. SandenSenior VP & Principal Accounting Officer48
Mr. Brad GoodeChief of Communications, Marketing & Community Relations and Senior VP-
Lisa M. KingSenior Vice President of Human Resources-
Mr. Keith D. TaylorSenior Vice President of Corporate Real Estate and Treasurer-
Mr. Robert C. ZirkSenior VP & Controller-

审计风险

2

董事会风险

2

薪酬风险

5

股东权利风险

4

第二部分 · 价格与买入时机

这一部分不判断公司是否值得拥有:它帮助你在基本面说服你之后,选择何时买入。包含:技术分析、潜力、历史回撤、Gamma 敞口。

Latest News

Recent headlines for WAFD, sourced from Markets Gazette.

No recent news for WAFD.