Wintrust Financial Corporation (WTFC)
POSITIVE基本面
76
价格
$150.78
市值
$10.33B
第一部分 · 这家公司值多少
概览
Wintrust Financial Corporation, a financial holding company, provides community-oriented, personal, and commercial banking services in the United States. It operates through three segments: Community Banking, Specialty Finance, and Wealth Management. The Community Banking segment offers non-interest-bearing deposits, non-brokered interest-bearing transaction accounts, and savings and domestic time deposits; home equity, consumer, and real estate loans; safe deposit facilities; and automatic teller machine, online and mobile banking, and other services. This segment also engages in the retail origination of residential mortgages; provision of lending, deposits, and treasury management services to condominium, homeowner, and community associations; and asset-based lending for middle-market companies. In addition, it provides loan and deposit services to mortgage brokerage companies; lending to restaurant franchisees; direct leasing; small business administration loans; commercial mortgages and construction loans; and financial solutions. The Specialty Finance segment offers commercial and life insurance premiums financing for businesses and individuals; accounts receivable financing, value-added, and out-sourced administrative services, including data processing of payrolls, billing, and cash management services to temporary staffing industry; other specialty finance services; equipment financing through structured loan and lease products; and property and casualty insurance premium financing. The Wealth Management segment provides wealth management services, such as trust and investment, tax-deferred like-kind exchange, asset management, and securities brokerage services. Wintrust Financial Corporation was founded in 1991 and is headquartered in Rosemont, Illinois.
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Who this company fights with for the same customers
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资产负债表与流动性
营收
$2.86B
最近12个月(截至2026/6/30)
净利润
$900M
最近12个月(截至2026/6/30)
自由现金流
$860M
股东权益合计
$7.26B
负债合计
$63.88B
流动比率
-
利息覆盖率
0.82
债务/EBITDA
-
每股收益
营收与净利润
自由现金流
收入构成
历史财务表
利润率变化
债务变化
增长一览表
增长 — 营业收入
公允价值估算
公允价值
$146.42
当前价格
$150.78
安全边际
-3.0%
公允价值区间
$101.30 - $191.54
估算方法
估值指标
市盈率(P/E)
12.21
ROE
11.3%
市净率(P/B)
1.36
P/FCF
12.01
毛利率
-
ROIC
-
盈利能力雷达图
Value Creation (Economic Moat)
ROIC
-
WACC
9.6%
ROIC − WACC
-
基本面分析标准
通过(18)
- EPS shows upward trend
- EPS CAGR 17.27%
- Price CAGR 7.72%
- P/FCF 12.01
- P/B Ratio 1.36
- Operating Margin 42.5%
- Positive Free Cash Flow
- CapEx intensity
- Low reliance on intangibles
- Price below Graham Number
- ROE 12.3%
- Revenue Growth 5Y 13.0%
- Analyst Consensus 75% Buy
- Earnings Surprise avg 4.1%
- PEG Ratio 0.64
- Earnings Quality (OCF/NI) 1.83
- Net Margin Trend 31.4% vs 28.8%
- Piotroski F-Score 6/9
未通过(5)
- Debt/Equity ratio
- Interest Coverage
- Return on Tangible Assets
- DCF valuation (Overvalued)
- Share Dilution 7.2%
不可用(5)
- ROIC NaN%
- Gross Margin NaN%
- Dividend Payout NaN%
- Current Ratio
- Debt/EBITDA
Piotroski F-评分
信号混杂:部分领域需关注
盈利质量
高质量:盈利有现金流支撑
股权稀释
正在发行新股,稀释所有权
公司治理
管理团队
| 姓名 | 职位 | 年龄 |
|---|---|---|
| Mr. Timothy S. Crane | CEO, President & Director | 63 |
| Mr. David Alan Dykstra | Vice Chairman & COO | 64 |
| Mr. Richard B. Murphy | Vice Chairman & Chief Lending Officer | 65 |
| Mr. Edward Joseph Wehmer CPA | Founder, Chairman Emeritus & Senior Advisor | 71 |
| Mr. David L. Stoehr | Executive VP & CFO | 65 |
| Mr. Jeffrey D. Hahnfeld | Executive VP, Controller & Chief Accounting Officer | 53 |
| Mr. Mike Ryan | Executive Vice President & Chief Information Officer | - |
| Ms. Kathleen M. Boege | Executive VP, Chief Legal Officer & Corporate Secretary | 58 |
| Ms. Norah Larke | Executive VP & Chief Human Resources Officer | - |
| Mr. Thomas Patrick Zidar | Chairman and Senior Market Head of Wintrust Wealth Management & Mortgage | 56 |
审计风险
3
董事会风险
1
薪酬风险
1
股东权利风险
5
第二部分 · 价格与买入时机
这一部分不判断公司是否值得拥有:它帮助你在基本面说服你之后,选择何时买入。包含:技术分析、潜力、历史回撤、Gamma 敞口。
Latest News
Recent headlines for WTFC, sourced from Markets Gazette.
- 4/21/2026NEUTRALWintrust Financial Reports Q1 2026 Results: Full Earnings Call Transcript
Wintrust Financial Corporation has released its Q1 2026 earnings call transcript. While the full details of the financial performance are available within the transcript, the announcement itself is informational. Investors and analysts will need to review the transcript to discern specific financial metrics, strategic updates, and forward-looking guidance that could impact the company's valuation. The market's reaction will depend on the qualitative and quantitative information presented in the call.
via Markets Gazette