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XP Inc. (XP)

NEUTRAL
Financial ServicesCapital MarketsCayman Islands

基本面

60

价格

$17.64

市值

$8.77B

第一部分 · 这家公司值多少

概览

XP Inc. engages in the provision of financial products and services in Brazil. It operates XP Platform, an open product platform that provides clients to access investment products in the market comprising brokerage securities, fixed income securities, mutual, hedge, and private equity funds; derivatives and synthetic instruments; credit cards; loan operations/collateralized credit products; pension and social security funds, and life and travel insurance products; and other investment products comprising real estate funds, and equity and debt capital markets solutions, as well as wealth management services. The company offers brokerage and issuer services to institutional and corporate clients. It also manages mutual funds focused on stocks and macro strategies distributed to retail and to institutional clients; funds and managed portfolios for high-net-worth retail clients, and proprietary treasury funds; and passive mutual funds that track market indexes, and mutual and investment funds focused on fixed income, credit, real estate, infrastructure, and other alternative strategies. In addition, the company offers securities brokerage services for institutional and retail investors; interdealer brokerage services for institutional traders; and commercial and investment banking products, such as loan operations and transactions in the foreign exchange markets and deposits, as well as develops and sells financial education courses and events online and in person to retail clients. It offers its sell products and services through its omni-channel distribution network and online portals. XP Inc. was founded in 2001 and is based in George Town, the Cayman Islands.

No editorial profile for this company yet

Direct competitors

Who this company fights with for the same customers

No editorial profile for this company yet

No competitor list for this company yet.

资产负债表与流动性

营收

$8.25B

最近12个月(截至2026/3/31)

净利润

$5.25B

最近12个月(截至2026/3/31)

自由现金流

-

股东权益合计

$3.68B

负债合计

$159.54B

流动比率

1.49

利息覆盖率

-

债务/EBITDA

-

每股收益

营收与净利润

自由现金流

收入构成

历史财务表

利润率变化

债务变化

债务负担有多重

增长一览表

增长 — 营业收入

公允价值估算

被低估

公允价值

$49.61

当前价格

$17.64

安全边际

+64.4%

公允价值区间

$32.24 - $66.97

估算方法

Analyst Target:$22.15
DCF:$66.61
PE-based:$14.97
Graham Growth:$87.83
EPV:$87.52
分析师共识:强力买入 (16B / 3H / 0S)
最近财报超预期:-5.57%

估值指标

市盈率(P/E)

8.82

ROE

22.6%

市净率(P/B)

1.91

P/FCF

-

毛利率

69.2%

ROIC

2.8%

盈利能力雷达图

Value Creation (Economic Moat)

ROIC

2.8%

WACC

0.5%

ROIC − WACC

+2.3 pp

ROIC exceeds the cost of capital — the company is creating value for shareholders.

基本面分析标准

通过(9)

  • Gross Margin 69.2%
  • P/B Ratio 1.91
  • Current Ratio
  • ROE 22.3%
  • Revenue Growth 5Y 17.7%
  • Analyst Consensus 84% Buy
  • PEG Ratio 0.37
  • Earnings Quality (OCF/NI) 2.60
  • Net Margin Trend 28.1% vs 26.4%

未通过(6)

  • Price CAGR -11.17%
  • ROIC 2.8%
  • Debt/Equity ratio
  • DCF valuation (Unknown)
  • Earnings Surprise avg -1.6%
  • Piotroski F-Score 2/9

不可用(12)

  • EPS data insufficient
  • P/FCF NaN
  • Dividend Payout NaN%
  • Operating Margin NaN%
  • Positive Free Cash Flow
  • CapEx intensity
  • Interest Coverage
  • Debt/EBITDA
  • Return on Tangible Assets
  • Low reliance on intangibles
  • Price below Graham Number
  • Share Dilution (missing shares data)

Piotroski F-评分

2/9

存在严重财务隐患

score
criteria

盈利质量

2.60

高质量:盈利有现金流支撑

股权稀释

-

正在回购股份,对股东友好

公司治理

管理团队

姓名职位年龄
Mr. Guilherme Dias Fernandes BenchimolFounder & Executive Chairman47
Mr. Thiago MaffraCEO & Director40
Mr. Gustavo Alejo VivianiChief Financial Officer50
Mr. Andre ParizeChief Investor Relations Officer-
Mr. Fabrício Cunha de AlmeidaGeneral Counsel43
Marco GoncalvesHead of M&A-
Gabriel Dos SantosHead of Recruitment & Selection-
Mr. Jose de Menezes Berenguer NetoCEO of Banco XP S.A. & Director59
Mr. Antonio GuimarãesInvestor Relations Officer-
Mr. Ygor Gomes AlteroEquity Research Analyst-

第二部分 · 价格与买入时机

这一部分不判断公司是否值得拥有:它帮助你在基本面说服你之后,选择何时买入。包含:技术分析、潜力、历史回撤、Gamma 敞口。

Latest News

Recent headlines for XP, sourced from Markets Gazette.

  • 29d agoNEUTRAL
    XP Founder Urges Brazil to Fix Deficit as Election Debate Looms

    XP Inc. founder Guilherme Benchimol has issued a strong call for Brazil to implement a significant fiscal overhaul. He argues that such reforms are critical for reducing interest rates and fostering a more conducive environment for investment within the country. This statement comes as Brazil approaches an election debate, highlighting the intersection of political discourse and economic policy. Investors are watching closely to see if these calls for fiscal responsibility translate into concrete policy actions that could impact the broader Brazilian economic landscape and investment climate.

  • 5/19/2026NEGATIVE
    XP Posts Downbeat Q1 Earnings, Joins Akamai Technologies And Other Big Stocks Moving Lower In Tuesday's Pre-Market Session

    XP Inc. reported disappointing first-quarter earnings, missing analyst expectations and prompting a pre-market decline. The company also announced a new Chief Financial Officer, adding to the uncertainty. This news places XP among other major stocks, including Akamai Technologies, that are trading lower in Tuesday's pre-market session, with the Nasdaq futures indicating a broader market downturn. Investors are likely reassessing their positions in XP due to the weak financial performance and executive changes.

  • 2/21/2026NEUTRAL
    XP Could Soar If These 2 Things Go Right

    XP Inc., a Brazilian investment management company, appears potentially attractive to investors, but challenges remain. The article suggests the stock could soar if two specific conditions are met. While the details of these conditions are not specified, the analysis indicates that XP's future success will depend on key, yet-to-be-defined factors. For investors, this scenario calls for careful assessment of the risk/reward profile, given the uncertainty surrounding the achievement of future objectives.

via Markets Gazette